BC: Brook Levens
FC: By: Brook Levens | The Real World
1: Brooklynn Levens is a Civil Engineer at Coastal Engineer in Gulf Shores, Alabama. She enjoys fishing, swimming and spending time with family and friends. When it comes to writing Brook likes to write about good memories, family, and topics that interest her. Brook finds the most challenging part of writing to be finding a really good starting sentence that would catch her audience's attention. When Brook gets older, he/she hopes to retire and help those less fortunate that she is. Her advice for students that will be entering the 9th grade next year is to “get ready to work hard, but don't get discouraged about not being as smart as the other kids."
2: Table of Content | About the Author............ 1 Education................... 4 Profession.................. 5 City Overview................ 6 Standard Living............ 8 Household Items............ 9 Transportation.............. 10
3: Table of Content Cont. | Grocery List.................. 11 Entertainment/Miscellaneous... 12 Budget Reflection............. 14
4: I attended the University of Alabama located in Tuscaloosa, Alabama. I chose this university because they had several programs that I was interested in. | I am currently looking for a job as a civil engineer, since that is what I majored in. I chose this profession because I love to build and I am very detail-oriented. | Education
5: Some of the key responsibilities of this job include: 1. Review and approve project reports and designs. 2. Create detailed design layout that covers the meets requests of the client. 3. Assure guidelines and regulations are followed. 4. Make sure the project is completed on time and within the budget. Civil Engineers make approximately $84,140 a year. My ultimate goal in this profession is to eventually help others who are less fortunate than I am. | Profession
6: City Overview
7: 1. Now that I have graduated, I plan to move to Gulf Shores, Alabama. 2. I chose this city because I will still be close to family and relative, but I can also relax at the beach from time-to-time without driving a long distance. 3. This city is located at the very bottom of Alabama. It is in Baldwin County and is near Orange Beach and the Village Tannin. 4. The overall population in Gulf Shores is about 10,100 inhabitants. 5. Some of the primary forms of entertainment include fishing, dolphin-watching, swimming, a zoo, and Theme Parks. 6. Many people who work in Gulf Shores work as fishermen who sell their goods to markets and stores. 7. Crime in Gulf Shores is a little more than average, but not frequent. | City Overview
8: I am going to live at Gulf Shores Plantation on 805 Plantation Road. The rent for this apartment is $1000 a month. In order to move in, I will have to pay $300 deposits and/or fees. Some features for this apartment is the space and there is a lot of stuff included in the rent. Other bills that I will need to pay each month include the water, electric, phone, Internet, and power bills. | Standard Living
9: This amount gave me additional money for the month. The majority of these funds were spent on a couch, a love seat, and a dresser. Some of my priorities in furnishing my apartment was to buy only stuff that I KNOW I will use. Fortunately, I didn't have anything that I had to do without. | The apartment that I chose came equipped with a fridge, stove, a T.V., T.V. stand, and a bed. Therefore, I had to purchase a computer, chairs, end tables, a desk, a night stand, kitchen items, bath items, and bed accessories. With the assistance of my graduation present of $2000.
10: At this point in the project, I can afford a vehicle. I have chosen a 2010 Ford F150 XL 4D Extended Cab as my form of transportation.This truck costs $20,998 and I have to pay $483.57 for 48 months with 5% APR. I have paid $23,211.36 and I have $2,213.36 interest on this truck.
11: Grocery List | My total grocery bill for this month was $112. I purchased items in the following categories: Breakfast Lunch Dinner Snack Condiments Other I believe that this list will be sufficient in feeding me for a whole month. | In drafting this grocery list, I learned that food is very expensive and it takes more than $50 to get food for a month.
12: Entertainment and Miscellaneous Items
13: After paying all my bills, I have $120.12 left to spend on entertainment and miscellaneous items. I have decided to set aside money for leisure time after work and spending time with friends and family because I would like to have money for when I sit and think and money for when I spend with family and friends. I have also set aside money for birthdays because there is always a birthday in my family. | Entertainment and Miscellaneous Items
14: Budget Reflection
15: I spent the most on housing because my apartment came with most of everything I’d need to get started. I spent the least on health and personal care because we didn’t calculate the soap, shampoo, conditioner, ect. The putting together the information into the mixbook was easy to me. Finding the information to put into the templates was hard for me. A problem that I encountered was finding an apartment that was within my budget. I also had trouble finding all the things that the apartment included with its rent. I learned that taking risks can either help you or hurt you. There is no in between when it comes to taking risks. I do think that this has helped me prepare for life after high school because it has showed me that money goes quickly when you’re buying stuff that you haven’t really saved up for. Knowing what I know now, I could approach my future knowing that I don’t have to have a nice car and nice place when I first graduate. After preparing this project, I know that I am ready to be on my own after college, but I will need to have less expectations for my apartment and vehicle.
16: No, I didn’t incur any unexpected expenses because I did have remaining money. I didn’t have any unexpected expenses because I had more than enough money to pay for all my expenses for that month. Yes, I inserted additional funds to my budget as a result of a “refund” from my graduation present. My budget the next month will be a lot less than what it is on the first month without the extra money from my graduation present, so I might struggle to pay all my expenses. Yes, I had enough money in my budget to allocate funds for savings. While preparing this budget, I learned that money goes away quickly. I didn’t expect that even having a high-paying job, your money doesn’t stretch far enough. I learned that even having a lot of money doesn’t mean you can still get all that you want. I didn’t do anything that I didn’t expect to have to do. I need to set lower expectations for the type of stuff I get in the future.
17: That's my plans for after college. Thanks for listening.