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146 Kellogg

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146 Kellogg - Page Text Content

FC: The Smith Family

1: Family Type | Justin Smith is 35 and his wife, Denise, is 32. Have two children, Kara, 13, and Jacob, 9. The Smiths are a nuclear family that is currently in the parenting stage. Kara is just now entering the teen years while her little brother is still a young boy. | Photos by Colin Rigney

2: This family has many values that they look for in their home and lifestyles. Justin Smith values time spent with his family, so he wants to obtain an area in his home for this kind of activity. The mother, Denise, enjoys the eco-friendly aspects, so she is looking for a garden in her lawn and other possible environmental factors for her home. Kara and Jacob value completing their school work, so an office with a computer should be incorporated in the house. They all value staying fit and exercising daily, so a home gym or workout space would be adequate. | Core Values | Photos by Jane Hurst | Photo by Claudio Veriaro

3: Justin Smith earns $60,550 as a purchasing manager, while Denise Smith earns $47,000 as an interior designer.The total household income is $108,150 altogether. | Income | Photo by Djsmith | Photo by Franciscop | Photo by Djsmith

4: Since the Smiths live in the state of California, the cost of child care for the Smith family will be around $ 2,900. Both children will be in after-school child care until Denise can pick them up after her work shift is over. Also, Kara is involved in a few clubs in her middle school that take place after school, so she will skip the after school care to attend play practice or field hockey practice instead sometimes. | Childcare Cost | Photos by Samantha Yoder

5: The Smith family has a household income of $108,150, which means that the amount of total square feet they can afford is 2,253 square feet. This will be a one level house which is appropriate for the four-member family. The Smiths will have an elegant Southwestern home. More specifically, it will have the Spanish style to it, which is perfect for the climate and atmosphere of sunny California. The home will be very green and will include eco-friendly mattresses and organic fabrics for covers. It will also include compact fluorescent light bulbs throughout the home and an energy-efficient dishwasher. | Home Sweet Home | ...

6: The Smith family will have three bedrooms and two bathrooms in their house. There will be a rather spacious living room for the family and a peaceful office to complete work. The kitchen will be a sweet and sunny space to enjoy the meals prepared together as a family.The appearance of the home will be bold due to the physique of the building.The bright colors and shrubbery outside of the home will really convey a creative sense as well. | Photos by Michael Jones

7: The family will be living in Laguna Niguel, California within the zip code of 92677. This urban area has an average low temperature for January of 29.6 degrees, while the average high temperature of July is 80.6 degrees Fahrenheit. The annual precipitation of Laguna Niguel is 39.87 inches.This area has a high risk of earthquakes with 289 compared to the average risk of 100. The weather risk is 27 out of 100, and the air pollution index is 100 out of 100. Although the air pollution is bad, the weather climate is right where I enjoy it. | Location | Photos by Harry Tuman

8: Laguna Niguel occupies a hilly basin near the southern end of the San Joaquin Hills, a small coastal mountain range in southern Orange County. On the west is Niguel Hill, which separates the city from Aliso Canyon, an immense gorge cut by Aliso Creek, one of the county's primary watercourses. | Photos by Kyle Spard

9: Plant growth is seen all over the mountain range. The community is an urban area that is a pedestrian-oriented village, where people live, work, shop, and recreate. The personal crime risk of this location is 28 of 100, so realistically not too bad. The property crime risk is 32 out of 100, which could be improved. The family will ensure that gates and locks be used around the home. The area has great economic opportunities for both of the parents in the work field. The community has been researched and found many benefits for this family since the jobs they are interested in are in high demand in this area. The area also includes recreational attractions such as Laguna Niguel Regional Park, Sulphur Creek Reservoir, Aliso Summit Trail, and the Alicia Skateboard and Soccer Park. | Photos by James McDean

10: The schools in this area do not record test scores like other states, but instead have API’s. The Moulton Elementary School has an API of 901. The Viejo Middle School has an API of 928, and the Aliso Niguel High School is at an 885 API. The high school is known as a high ranked school with a very competitive sense of school pride! The Laguna Niguel lot is one acre, and is mostly open land with few bushes or flowers, just grasses. | Photo by Nicholas Bump | Photo by Rachael Frand

11: Based on the gross household income of $108,150, the family can afford a home that costs $270,375. They save $54,075 for the down-payment on the home. To finance the remainder of the home's cost, they borrow $216,301 from a lender at 4 %. The loan is secured by using the home as collateral. Because the loan is a conventional, fixed rate mortgage, the payments will stay the same for 30 years. The monthly payment is $1,032. Over the 30 years, they will pay back $371,520 .The total principal paid back is $216,301 and the total interest is $155,219. An estimate of the property taxes and home insurance is $5,407.5 per year. | Photos by GarySmith12 | Mortgage:

12: Floor Plan : | 3D | Photos by Floorplanner.com

13: Room: Kitchen Color scheme: Analogous Color Scheme Mood: Social, bright, talkative, happy, engaging Size: Makes the room feel smaller due to the bright hues

14: Room: Office (filing cabinet) Color scheme: Double Complimentary Mood: Work area, motivated, not dull Size: Feel cozier due to the intense colors | Photo by William Jared | Photo by Sarah Jones

15: Room: Bathroom Color Scheme: Analogous Mood: relaxed, quiet, calm Size: Spacious feeling because of the lighter and relaxing colors | Photos by Olivia Green

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  • Title: 146 Kellogg
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  • Published: over 5 years ago