FC: The Rodriguez Family
1: Family Description
2: The Rodriguez family is a nuclear family in their parenting stage of life.
3: Joshua, 33, keeps the streets safe as a police officer. He earns $56,980. Camila, 32, is a medical assistant who earns $29,370. The family's total income is $86,350 a year.
4: Joshua and Camila have three children together, Ava, 9, Naomi, 8, and Cameron, 5.
5: Joshua has random work schedules due to his job so they never know when he going to be home. Camila works a 9-5 job. Child care is a must. All children go to school so they would only need a before and after school program. They are also involved in sports so they would not have to be there every day. In North Carolina,before and after school program costs about $3,200 for each child per year. So the family is looking to spend $9,600 each year for the children.
6: Each family member has expressed their values regarding their new house. Camila wants a comfortable living space for her family to relax after a hard day of work or school. A pleasant fire place and sizable furniture in the living room is a must. Joshua values security in and around the house so his family is protected all the time just in case he has a night shift while working. Ava wants a social space to bring her friends around like a vast playroom or bedroom. Naomi is involved in many sports and Cameron is just starting off in athletics. They want outside space to practice.
7: The family is looking for a charming house for the family to grow in year by year.
8: Location Description Winston-Salem, North Carolina, 27106
9: The Rodriguez family lives near Winston-Salem, North Carolina, 27106. In a little town called Mount Tabor. It is a suburban town with a population density with about 1,723 people. There is about half an acre of land for each property. The Rodriguez family is trying to have the same amount of land as their neighbors. The area has green grass with trees. Many forests and lakes surround Winston-Salem.
10: The weather is moderate. The low temperature for January is about 27 degrees Fahrenheit and Julys high temperature is about 88 degrees Fahrenheit. 46 inches per year is the average annual precipitation. The climate issues are earthquake risks, weather risks , and air pollution index. Air pollution index is the highest risk with 94 out of 100. Crime risks are really high in the area. The rate compared to the national average of 100, the personal crime risk is 200. Also, property crime risk is 244 compared to the national average of 100. Winston-Salem is a great place with many stores and services. From the Rodriguez family's house are grocery stores, restaurants, dentist offices, and pharmacies. Also, schools are very close to their house location about five to six miles away. Since the children are still young, they will be attending Jefferson Elementary School. The school has about 81% average for math, 79% average for reading, and 82% average for science for the 5th grade. When the kids grow older, the middle school and high school are not too far away. The reason why the Rodriguez family picked this school is because there is a diverse group of students. Since Joshua is a police officer, there will always be a job for him in his town or a nearby one. As a medical assistant, Camila would be working at a doctor's office close by also. There should be no problem finding jobs for the parents.
11: Based on the gross household income of $86,350, the family can afford a home that costs $215,875 . They save $43,175 for the down-payment on the home. To finance the remainder of the home's cost, they borrow $172,700 from a lender at 4%. The loan is secured by using the home as collateral. Because the loan is a conventional, fixed rate mortgage, the payments will stay the same for 30 years. The monthly payment is $824.50. Over the 30 years, they will pay back $296,820.The total principal paid back is $172,700 and the total interest is $124,120 . An estimate of the property taxes and home insurance is $4,317.50 per year. | Mortgage Description
12: Home Description
13: The Rodriguez family wants a custom Craftsman style house with approximately 1798 square feet. The family needs a three bedroom house with about two and a half bathrooms.
14: ground floor
15: second floor
16: Color Palettes for the Home
17: Camila most definitely wants a cozy, comfortable, and homey living space for her family. To achieve her goal, she used dark, warm colors to make the space smaller and cozy. The black color is used for the furniture like the couch. The light brown to the far right, is used for the walls. The rest of the colors are used for the decor.
18: The kitchen needs to be roomy and open for the family to work easily. The family wanted to make the kitchen a happy, bright, and positive environment for them to spend quality time together making meals, especially for cooking Sunday dinner. The light brown color would be the same as the living room since its an open floor plan.
19: The two daughters need to have a personal quiet space that is comfortable, relaxing, and cozy to spend most of their free time in. The color on the right is the color of the walls. The light purple in the middle is the color of their blankets of the bed. The curtains are the color of the far left and the rug is the bright peach color.