BC: Published by The Diamond Inc.
FC: By: Jakarra DeRamus
1: JaKarra DeRamus is a student st Oxford High School. She enjoys listening to music, babysitting, and shopping with my friends. When it comes to writing JaKarra likes to write about her education, profession, where to live, and how she is going to manage her lifestyle. JaKarra finds the most challenging part of writing to about not spending all your money useless items. When JaKarra gets | About the Author
2: older, she hopes to become an accountant or Child Care worker.. Her advice for students that will be entering the 9th grade next year is that if they want to be anything in this world, they will have to work for it.
3: Table of Contents | Education................ 2 | Profession..................... 3 | City Overview............... 4&5 | Standard Living........... 6&7
4: I attended the University of Alabama. It is located on 739 University Blvd. Tuscaloosa, Alabama 35487. I chose this university because it is close to home, it is a great school to go to, and it is cheaper school to go to than going to school out of state. | I majored in accounting and health care. I am now looking for a job as an accountant. I chose this job because it is a good paying job. I enjoy working with mathematics and do not mind getting paid for something I would like to do. | Education
5: Some of the responsibilities of this job is to help people understand how to invest their money,keep records of money in savings accounts and other investments, and help during taxes. The average salary is from $37,820- $94,390 a year. It depends on who or what company you're working for. My ultimate goal in this profession is to be the best at what I do best in my profession. | Profession
6: City Overview
7: Now that I have graduated, I plan to move to Miami, Florida.I chose to live in this city because it's a place that is different place than Oxford. It is a party city, but also a relaxing place to live. This city is located toward the bottom of Florida. The overall population of this city is 2,253,362. It is close to Hiaeah, FL, Miami Springs, FL, and Westview, FL. The primary forms of entertainment in this city are mostly the beaches. The crime in this city is murder, burglary, theft, and auto theft.
8: Standard Living
9: I am going to live at Stratford Apartments 9051 SW 122 Avenue, Miami, FL 33186. The rent for this apartment is $1,457. In order to move in, I will need to pay $2,914 deposit and/or fees. Some features of this apartment are a washer and dryer, refrigerator with ice maker, and a walk-in closet. Other bills that I will need to pay each month will include phone, cable, and water.
10: Household Items
11: The apartment that I chose came equipped with a washer and dryer, stove, and refrigerator. Therefore, I had to bring my t.v., my bed, and dresser set from home. With the assistance of my graduation present I paid for my all my furniture in my apartment. This amount gave me | additional money for the month.The majority of these funds were spent on furnishing my apartment. Some of my priorities in furnishing my apartment were to buy a couch, kitchen table and chairs, a computer, and a t.v. for the living room. Some things I had to do without were a mini fridge.
13: At the this point in the project, I can afford a car. I have chosen a Honda Civic as my form of transportation. This car cost $15,998. I will need to pay $331.45 in monthly loan payments. The APR is 5% and the loan term is 54 months. The total interest is $1,900 and the total amount paid after the 54 months is over will be $17,898.30.
14: Grocery List
15: My total grocery bill for this month was $186. I purchased items in the following categories perishables, health, produce, non-perishable, and others. A majority of my funds were spent in the non-perishable category because there are a lot of items I eat that are non-perishable. | I believe that this list will be sufficient in feeding myself for a full month. In drafting this grocery list, I learned that things cost a lot in stores now.
16: Entertainment | & | Miscellaneous Items
17: After paying all of my monthly bills, I have $1,125.11 left to spend on entertainment and miscellaneous items. | I put a side money for my savings account, home maintenance, vehicle maintenance, fast food, salon service, entertainment, and shopping. | After making total allocations for this section, my final budget total is $510.11
18: Budget Reflection